Terrorism Motor Fleet Insurance

Motor fleet operators are faced with both an unclear and inconsistent approach from the motor fleet market in terms of whether terrorism protection is included, excluded, limited or offered subject to an additional premium. Even where terrorism cover is available – it won’t respond to financial losses nor cater for non-damage or malicious attack events.

Delivering the clarity required and offering cover not previously available, we’ve developed a unique stand-alone Terrorism product for UK domiciled motor fleet operators, which provides broadly defined protection against both physical loss or damage and financial loss protection incorporating NDBI extensions, as standard.

Designed specifically for the likes of coach and bus operators, hauliers, logistics providers, outside broadcasting & media companies, council fleets and similar, cover is available for motor vehicle fleets, trailers, accessories (ropes, sheets, tools etc.), passenger effects; providing:

  • 24/7 protection
  • a wide terrorism definition, covering a broad range of motives: political, religious or ideological
  • territorial limits which can extend to include Europe (including whilst on ferries and via rail through channel tunnel)
  • financial losses, such as:
    • loss of revenue;
    • contract fulfilment;
      due to prevention of use, triggered by damage or non-damage/malicious attack terrorism events
  • Increased costs of working
  • Mitigation costs

For more information about terrorism motor fleet insurance, contact your local NMU Development Underwriter.


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