Cyber Insurance
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Cyber Insurance

Comprehensive cover for cyber risks

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    Matt Drinkwater
    Matt Drinkwater
    Cyber & Financial Lines Underwriting Manager

    We understand the risks your clients face, and we know how to help

    Our team of underwriters work closely with insurance brokers to offer robust cyber insurance solutions which are tailored to suit policyholders’ specific requirements.

    Coverage and limits

    We can provide coverage for a range of first party and third party risks related to cyber-attacks, offered through a robust policy with strong restorative support services.
    GBP 5m

    Coverage is provided for:

    • Cyber Response
    • Cyber Restoration
    • Cyber Expense
    • Cyber Extortion
    • Business Interruption
    Cyber Crime, including customer payment fraud, social engineering fraud, telephone hacking and theft of money, goods, property and services, can additionally be included as an extension to the core cover.

    Third party claims protection is provided for:

    • Privacy & Regulatory Liability
    • Network Liability
    • Media Liability
    All of which are included as standard, and cover can be extended to include Payment Card Industry Liability.
    Commercial clients, across a broad range of industry classes, domiciled within the UK, Isle of Man, Jersey and Guernsey with up to GBP 200,000,000 turnover. Our target risks are:
    • Construction
    • Entertainment venues
    • Hospitality venues
    • Insurance brokers
    • Hauliers
    • Freight forwarders
    • Warehouse keepers
    • Property professionals
    • Manufacturers
    • Retailers (excl. e-commerce)
    • Charities
    • Educational risks
    • Certain financial institutions
    • Gaming risks
    • Governmental & public authorities
    • Legal profession
    • Certain professional service risks
    • Television
    • Retail e-commerce and online market places
    • Certain technology risks
    • Travel booking systems
    • Telecommunications
    • Adult industry
    • Energy industry
    • Investment banks
    • State banks
    • Currency exchanges
    • Council or local authorities
    • Cosmetic healthcare
    • Political organisations
    • Film production / distribution
    • Technology – search engines; social networking; payment processors
    • Airlines
    • Bus operators

    Additional information

    • 24/7 integrated breach response
    • Risks are transacted electronically through our cyber e-trade platform, supported by our team of underwriters for referral risks

    Cyber e-trade portal

    • Straight-forward, broker administered quote and bind system
    • Immediate premium calculations and target premium feedback facility
    • Immediate issuance of full contract certain quotations and policy documentation
    • No requirement for statement of fact / preconditions
    Accessible expertise
    Our team of underwriters and claims personnel are accessible directly, ready to support you and your clients' needs with our specialist expertise.
    Strength in service delivery
    The service which we deliver to brokers and policyholders alike is something which we pride ourselves on, and brokers rely on.
    A Munich Re company
    We're part of Munich Re Specialty Group Limited, which means we're supported by the financial strength and stability of Munich Re.

    Get in touch with us

    Insurance brokers looking for more information about our cyber insurance solution for their clients can contact their local development underwriter.

    Making a claim

    If you are looking to make a claim, you should contact us as soon as possible. Details on how to make cyber insurance claims can be found on our claims homepage.

    The information provided in this content is intended for UK insurance brokers acting on behalf of their prospective or existing clients.

    Any description is for general information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product. Policyholders who have questions or wish to arrange or amend cover should contact their insurance broker. Insurance brokers can find details of how to contact us here.

    Any descriptions of coverage contained are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The terms of any specific policy will instead govern that policy. Any guidance for UK insurance brokers is intended to provide general information only, and should not be used as a substitute for legal advice.